Yogesh Lokhande is the Co-founder & CTO of PayGlocal, driving product innovation, technology strategy, and cybersecurity. Under his leadership, PayGlocal has built ascalable, high-performance payment product, ensuring seamless and secure global transactions. With deep expertise in payment security, fraud prevention, and high-volume transaction processing, Yogesh ensures that PayGlocal stays ahead in delivering reliable, high-success-rate payment solutions. His commitment to cutting- edge technology, regulatory compliance, and product excellence continues to strengthen PayGlocal’s position as a leader in cross-border payments. A technology and cybersecurity veteran with 20+ years in payments, Yogesh previously played a pivotal role at Visa as Senior Director, Technology, where he led the design of high- scale gateway applications handling 300M+ transactions daily.